Zakat on gold, silver and cash — aasaan guide
Last reviewed: 5 November 2026
Zakat Islam ka teesra rukn hai. Is guide mein hum sirf sone, chandi aur naqd raqam (cash, bank balance) ki Zakat ka tareeqa batate hain. Hisaab khud karne ke liye hamara Zakat calculator istemal karein.
1. Zakat kitni hai? — 2.5% (chaaleeswan hissa)
Chandi aur naqd maal par Zakat uska 1/40 hissa, yaani 2.5% hai. Hazrat Abu Bakr (RA) ke us khat mein, jo Rasoolullah ﷺ ki muqarrar ki hui Zakat bayan karta hai, likha hai: "Chandi mein chaaleeswan hissa hai, aur agar woh 200 dirham se kam ho to us par kuch wajib nahi." — Sahih al-Bukhari 1454
2. Nisab — kitne maal par Zakat farz hoti hai?
Rasoolullah ﷺ ne farmaya: "Paanch auqiya (chandi) se kam par Zakat nahi." Paanch auqiya = 200 dirham. — Sahih al-Bukhari 1447
- Chandi ka nisab: 200 dirham. India aur Pakistan ke aksar ulama ise 52.5 tola = 612.36 gram maante hain; kuch jagah 595 gram bhi likha jaata hai.
- Sone ka nisab: 20 misqal, jise aam taur par 7.5 tola = 87.48 gram maana jaata hai (kuch jagah 85 gram). Yeh jumhoor ulama ka qaul hai.
- Cash aur bank balance: inki qeemat ko sone ya chandi ke nisab se naapa jaata hai.
Mila-jula maal (thoda sona + cash): Bahut se Hanafi ulama kehte hain ke jab sona, chandi aur cash mile hue hon to sab ki qeemat jod kar chandi ke nisab se dekhein, kyunki ismein gareebon ka faida zyada hai. Apne maslak ke aalim se zaroor poochhein.
3. Ek saal ki shart (hawl)
Ulama ke nazdeek Zakat tab farz hoti hai jab nisab ke barabar maal par ek poora qamari (Hijri) saal guzar jaaye. Aksar log ek tareekh tay kar lete hain — jaise Ramadan ki koi tareekh — aur har saal usi din hisaab karte hain. Apni Hijri tareekh dekhne ke liye Hijri date converter istemal karein.
4. Kis cheez par Zakat hai, kis par nahi
- Hai: sona, chandi, cash, bank balance, FD, tijarat (business) ka maal, aur woh qarz jo aapko wapas milne ki ummeed ho.
- Nahi: rehne ka ghar, sawari ki gaadi, pehenne ke kapde, ghar ka saaman, aur kaam ke auzaar.
- Aurton ke istemal ke zewar: Hanafi maslak mein in par Zakat hai; doosre maslak mein ikhtilaf hai. Apne aalim se poochhein.
- Aapke zimme qarz: jo qarz abhi ada karna hai, use kul maal se ghata kar hisaab karein (aksar ulama ki raay).
5. Misaal (sirf samjhane ke liye)
Farz karein aapke paas 20 gram sona hai jiski qeemat ₹2,00,000 hai, aur bank mein ₹1,00,000 hain, aur koi qarz nahi. Kul ₹3,00,000. Agar yeh chandi ke nisab se zyada hai aur saal guzar gaya hai, to Zakat = 3,00,000 × 2.5% = ₹7,500. Aaj ke sone-chandi ke rate ke saath hisaab ke liye Zakat calculator kholein.
6. Aam sawal
Sone ki qeemat kaunsi lein — khareed wali ya aaj ki? Jis din Zakat ka hisaab kar rahe hain, us din ki bazaar qeemat.
Kya Zakat rishtedaron ko de sakte hain? Haan, zaroorat-mand rishtedaron ko de sakte hain, magar maa-baap, dada-dadi, aulad, pote-poti aur shohar/biwi ko nahi.
Zaroori: Yeh aam rehnumai hai. Zakat ke masail mein maslak ke hisaab se farq hai; apne maamle ke liye kisi mustanad aalim se mashwara karein.